Revolving Credit FacilityFlexible credit that revolves with you
A flexible borrowing facility that lets you access funds up to an agreed limit, repay them, and draw again. You only pay interest on the amount drawn — ideal for ongoing property investment activity across your portfolio.
£100k–£5m
Credit Limit
Interest Only
On Drawn Funds
Draw & Repay
As Needed
Flexible
Terms
Revolving Credit Facility for Property Owners
A Revolving Credit Facility can give property owners access to funding when they need it, without having to arrange a new loan every time an opportunity or cash-flow requirement arises.
For landlords and business owners with property assets, it can provide a flexible source of capital that can be drawn, repaid and potentially redrawn as required, subject to the facility terms.
Unlock the value in your property portfolio
A residential property portfolio can contain significant equity, but accessing that equity quickly isn’t always straightforward. A Revolving Credit Facility can provide a flexible funding line against eligible property assets, helping landlords access capital without selling properties.
Key benefits include:
Access funds when you need them
Draw funding when an opportunity or cash-flow requirement arises, rather than arranging a new facility for every individual need.
Flexible access to capital
Use the facility for a range of property and business purposes, subject to the agreed terms and lending criteria.
Support property acquisitions
Having readily available funding can help landlords move quickly when a suitable property becomes available.
Fund refurbishment and improvements
Use available funds towards renovations, upgrades and works that could improve a property’s condition, rental appeal or value.
Manage cash flow between rental income
Provide additional liquidity when property-related expenses, maintenance bills, tax liabilities or other costs fall due before rental income is received.
Make use of existing property equity
A Revolving Credit Facility can allow landlords to leverage eligible property assets without necessarily having to sell them to release capital.
Respond quickly to opportunities
Property opportunities can arise at short notice. Having an agreed funding facility in place can give landlords greater flexibility when timing matters.
Build a reusable source of funding
Unlike a traditional one-off loan, a revolving facility can provide an ongoing source of capital, with the ability to repay and potentially draw again within the agreed facility limit.
Turn your commercial property into a flexible source of funding
For business owners, commercial property can represent a substantial asset. A Revolving Credit Facility can potentially allow eligible businesses to use that asset to support working capital, investment and growth while continuing to operate from their premises.
Key benefits include:
Improve business cash flow
Access additional liquidity when cash flow is under pressure, helping bridge gaps between expenditure and incoming revenue.
Fund business growth
Use available funds to support expansion, new equipment, additional stock, recruitment, marketing or other business investment, subject to the agreed facility terms.
Release capital from commercial property
Where sufficient eligible equity exists, a revolving facility can provide a way of accessing capital tied up in a commercial property.
Avoid selling a valuable asset
Business owners may be able to raise finance against their property while retaining ownership and continuing to use the premises.
Manage unexpected costs
A flexible funding facility can provide a financial buffer for unforeseen expenses, repairs, maintenance or other business requirements.
Take advantage of opportunities
Whether it’s acquiring another business, purchasing equipment or securing additional premises, having access to capital can help businesses act when opportunities arise.
Only draw what you need
Rather than taking a large lump sum upfront, a revolving facility can allow you to draw funds as required, subject to the facility terms.
Repay and potentially redraw
As funds are repaid, the available facility may become reusable, providing an ongoing source of funding rather than a single-use loan.
One facility. Multiple funding possibilities.
Whether you’re building a residential property portfolio or running a business from your own commercial premises, a Revolving Credit Facility can provide access to capital when you need it.
From property acquisitions and refurbishment to working capital and business growth, Property Funders can help you explore funding options secured against eligible property assets.
Estimate your Revolving Credit Facility
Adjust the inputs to see indicative figures. These are estimates for illustration only — not an offer of finance.
Facility Details
£400,000
Subject to existing finances secured against the portfolio.
1.25%
£2,500
Estimate only. Max LTV for Residential BTL: 80%. Interest charged only on drawn funds. Not an offer of finance.
Important: This calculator provides estimates for illustration only and does not perform underwriting or constitute an offer of finance. Actual lending figures depend on a full assessment of your circumstances. Speak to our team for a tailored quote.
Questions about Revolving Credit Facility
Everything you need to know. Still have questions? Our team is just a call away.